Financing
Wells Fargo Pay On financing on any project of $2,000 or more, subject to credit approval by Wells Fargo Bank, N.A. The plans and their full terms are on this page.
How financing works at Perfect Home.
Nothing to arrange before the visit. The estimate comes first, the application takes a few minutes, and the decision comes from the lender.
Free estimate
We measure and give you a written price for the whole job.
Apply
Online in a few minutes, or at the estimate. Wells Fargo Bank, N.A. makes the credit decision.
Choose a plan
The two current plans and their complete terms are just below.
Build, then pay monthly
Your cover or gutters go in, and you pay the loan in fixed monthly installments.
Two ways to pay over time.
Both plans are Wells Fargo Pay On installment loans on purchases of $2,000 or more, subject to credit approval. Apply online in a few minutes, or at your free estimate.
60 monthly payments at 9.99% APR¹
On purchases of $2,000 or more.
¹On purchases of $2,000 or more. Example of repayment terms: 60 monthly payments of $21.38 at 9.99% APR per $1,000 borrowed. Offer subject to credit approval by Wells Fargo Bank, N.A., an Equal Housing Lender. Availability of terms may vary based on purchase price or product and credit qualification. Actual APR may vary slightly based on individual loan details such as funding date and first payment date. Offer expires 12/31/2026.
No Interest if Paid in Full within 12 months²
Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period. On purchases of $2,000 or more.
²On purchases of $2,000 or more. Minimum monthly payments are required during the promotional (special terms) period. However, paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. If the purchase balance is not paid in full within the promotional period, interest will be charged to your account from the purchase date at the rate indicated in your loan agreement. Example of repayment terms: 84 payments of $27.72 per month per $1,000 borrowed at a rate of 29.99% (28.691% APR), or, to pay off the balance within the 12-month promotional period and have all accrued interest waived, 12 payments in the suggested amount of $83.34 per month. Offer subject to credit approval by Wells Fargo Bank, N.A., an Equal Housing Lender. Availability of terms may vary based on purchase price or product and credit qualification. Offer expires 12/31/2026.
Patio covers
Alumawood lattice, solid, insulated and combo covers, Equinox louvered roofs and Knotwood. Financing available on projects of $2,000 or more, subject to credit approval by Wells Fargo Bank, N.A.
See patio covers
Rain gutters
Seamless aluminum or copper gutters rolled on site to your roofline. Financing available on projects of $2,000 or more, subject to credit approval by Wells Fargo Bank, N.A.
See rain gutters
Questions about financing.
Wells Fargo Bank, N.A., an Equal Housing Lender. Perfect Home is not the lender and does not make credit decisions.
Online on Wells Fargo's application page, which takes a few minutes, or at the estimate. Approval is subject to credit.
Yes. The plans on this page apply to purchases of $2,000 or more.
No. Wells Fargo Pay On is an installment loan for a single purchase, with fixed monthly payments, not a revolving line of credit.
Get a free patio cover or gutter estimate.
Tell us what you have in mind and where in the county. We will call to set a time, measure the space, and give you a written price.
- We call to book a visit at a time that suits you.
- We measure, talk through styles and colors, and answer your questions.
- You get a written estimate. No pressure, no obligation.